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Asset Allocation

Asset Allocation

Asset allocation is an investment strategy that aims to balance risk and reward by apportioning a portfolio's assets according to an individual's goals, risk tolerance and investment horizon. The three main asset classes - equities, fixed-income, and cash and equivalents - have different levels of risk and return, so each will behave differently over time.

Asset allocation can be one of the more important decisions you make when it comes to your investable assets. How your assets are allocated in stocks, bonds, and cash and equivalents can be the main factor when it comes to your investment results….more so than the selection of individual securities.

You may use different asset allocations for different goals. A short term goal may call for a conservative mix of assets while a longer term goal such as retirement or college saving may call for an asset allocation strategy with more exposure to stocks. Your tolerance for risk is also an important factor. If you are not comfortable investing in equities you may opt for a more conservative asset allocation even though you may have a long time horizon.

First National Trust & Wealth Management can answer your questions and help you develop a proper asset allocation that not only meets your risk tolerance but also works toward your specific objective. 

 

Learn more about asset allocation by contacting us today.

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Latest Blog Posts

How Do I Know if a Financial Professional is the Right Fit?

Submitted by First National Trust & Wealth Management on May 26th, 2022

How do you know if your financial professional is the right person to manage your life savings? It’s an important decision and choosing the person (or team) that will help you pursue your financial goals can be tough. It pays to shop around to find the right professional for you and your family. Here are some tips to see if a financial professional is a good fit.

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The New Normal Retirement

Submitted by First National Trust & Wealth Management on April 15th, 2022

It’s believed that retirement planning as we currently know it didn’t really exist until a few decades ago. Up to that point, people worked until 65 and then sailed into retirement on a pension plan.

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William & Margaret Trudell 2022-2023 Scholarship Application

Submitted by First National Trust & Wealth Management on February 1st, 2022

The William & Margaret Trudell Scholarship board of trustees is pleased to announce that applications are now being accepted for the 2022-2023 school year for qualified students enrolled at the Iron Mountain campus of Bay College.  Since its inception in 2004, the Trudell Scholarship has provided over $80,000 to over eighty deserving students of the Bay College West Campus.&n

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Menominee, MI 49858

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Marquette, MI 49855

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